The application of pre-paid cash card for consumers.

Touch 'n Go Sdn Bhd (formerly known as Rangkaian Segar Sdn Bhd) incorporated in October 1996 which provides contactless means of fare payment services via a pre-paid e-payment card called the Touch ‘n Go card. There are several ranges of Touch ‘n Go cards to suit different market needs, included Manual Touch'n Go, Fleet Xs, Biz Xs, and Touch'n Go Zing Auto Reload Card.

Touch'n Go card is an electronic purse that can be used at all highways in Malaysia, major public transports in Klang Valley, selected parking sites and theme park.Touch'n Go uses contactless smartcard technology which looks similar to a credit card. User can continue using the card as long as it is pre-loaded with electronic cash.

In my opinion, the implementation of Touch'n Go enhances the convenience and efficiency of paying for low-value but high frequency transactions. It is able to reduce the transaction time effectively at the point-of-usage and eliminate the trouble of preparing small change for the fare. In the near future, its will be used more widely in merchant outlet and bring more convenience cashless environment to our daily life.

The Octopus card launched in September 1997 to collect fares for the city's Mass Transit Railway (MTR). It is a rechargeable contactless stored value smart card used to transfer electronic payments in online or offline systems in Hong Kong.The Octopus card system is widely used payment system for virtually all public transport in Hong Kong. It is also used for payment at convenience stores, supermarkets, fast-food restaurants, on-street parking meters, car parks, and other point-of-sale applications such as service station and vending machines.Therefore, everybody in Hong Kong knows that time its really does equal money.
The Octopus card has been internationally recognised, winning the Chairman's Award of the World Information Technology and Services Alliance's 2006 Global IT Excellence Award for being the world's leading complex automatic fare collection and contactless smartcard payment system, and for its innovative use of technologies.